Legal Status



Wisc. Stat. Ann. § 138.14

Loan Terms

Maximum Loan Amount: Less of $1500 or 35% of income.

Loan Term: 90 days or less

Finance Charge for 14-day $100 Loan: no limit

APR for 14-day $100 Loan: #VALUE!

Debt Limits

Maximum Number of Outstanding Loans at One Time: Cannot exceed max loan amount. Wis. Stat. § 138.14

Rollovers Permitted: Yes, one. Wis. Stat. § 138.14

Cooling-off Period: 24 hours after repaying renewed loan. Wis. Stat. § 138.14

Repayment Plan: Yes. Once per 12 months the chance to make 4 equal payments with due dates coinciding with the lendee's pay period schedule. Wis. Stat. § 138.14

Collection Limits

Collection Fees: Dishonored check fee of $15. Wis. Stat. § 138.14

Criminal Action: No. Wis. Stat. § 138.14