Legal Status



Utah Code Ann. 7-23-101 et seq.

Loan Terms

Maximum Loan Amount: N/A

Loan Term: 10 weeks

Finance Charge for 14-day $100 Loan: N/A

APR for 14-day $100 Loan: N/A

Debt Limits

Maximum Number of Outstanding Loans at One Time: No limit.

Rollovers Permitted: Yes, as long as they don't exceed 10 weeks. Utah Code Ann. § 7-23-401

Cooling-off Period: 1 day. Utah Code Ann. § 7-23-401

Repayment Plan: allowed one as a matter of course per 12 months. any extra are at lender's discretion. must be 4 equal payments without any extra fees or fines due in 60 days after entering. Utah Code Ann. § 7-23-403

Collection Limits

Collection Fees: Not specified.

Criminal Action: Not allowed. Utah Code Ann. § 7-23-401