Research & Reports

CFA Payday Loan Reports

CFA Reports on Military Lending


CFA Payday Loan Reports

"Short-Term Loans for Consumers Research Findings Illustrate the High Risk of High-Cost Short-Term Loans for Consumers"
Jean Ann Fox, Consumer Federation of America, February 2012

"Fringe Financial Product Privacy and Security White Paper"
Jean Ann Fox, Consumer Federation of America, September 2009

"Cashed Out: Consumers Pay Steep Premium to 'Bank' at Check Cashing Outlets"
Jean Ann Fox and Patrick Woodall, Consumer Federation of America, November 2006

"Internet Payday Lending: How High-priced Lenders Use the Internet to Mire Borrowers in Debt and Evade State Consumer Protections"
Jean Ann Fox and Anna Petrini, Consumer Federation of America, November 2004

"Rent-A-Bank Payday Lending: How Banks Help Payday Lenders Evade State Consumer Protections"
Jean Ann Fox and Edmund Mierzwinski, Consumer Federation of America and USPIRG, November 2001

"Show Me The Money"
Jean Ann Fox and Edmund Mierzwinski, Consumer Federation of America and USPIRG, February 2000

"Safe Harbor for Usury: Recent Developments in Payday Lending"
Jean Ann Fox, Consumer Federation of America, September 1999

"The Growth of Legal Loan Sharking"
Jean Ann Fox, Consumer Federation of America, November 1998


CFA Reports on Military Lending

“The Military Lending Act Five Years Later: Impact On Servicemembers, the High-Cost Small Dollar Loan Market, and the Campaign against Predatory Lending”
Jean Ann Fox, Consumer Federation of America, May 2012